Thursday, November 20, 2014

Mother Billed $950,000 for Child Birth in the US

health insurance, health insurance denied, Blue cross

Is giving birth in the US this expensive? Toronto Sun reported about Jennifer Huculak from Saskatchewan, Canada has been billed $950,000 by a hospital in the United States for giving birth to her daughter. This happened last year October 2013, Jennifer was pregnant and having vacation with her husband Darren Kimmel in Hawaii. Then her water broke, she was airlifted from Maui to a nearby hospital in Honolulu, Huculak and was confined in the hospital for 6 weeks before giving birth to a premature baby girl named Reece. She gave birth through an emergency C-section and her child was in neonatal intensive care unit for two months before they were able to leave the hospital.

Saskatchewan Blue Cross, her insurance company said that her coverage had been denied because of a pre-existing condition that the company said that can result to high-risk pregnancy. The doctors who operated her told the insurance company that the pregnancy was healthy but still got denied.



Wednesday, November 12, 2014

Obamacare architect Jonathan Gruber: We Lied About Obamacare, American voters are Stupid

Obamacare lie, Obama lied, Gruber lied, Jonathan Gruber, Jonathan Gruber scandal, Jonathan Gruber video

MIT professor and an Obamacare architect Jonathan Gruber video clip was uploaded on Youtube in which he said that Obamacare is designed fool people and he also claim that the American voters are stupid. The video was posted by AmericanCommitment. It was taken during a panel discussion at the University of Pennsylvania in October, 2013.

Gruber said, "This bill was written in a tortured way to make sure CBO did not score the mandate as taxes. Lack of transparency is a huge political advantage. Basically, call it the stupidity of the American voter or whatever, but basically that was really critical to getting the thing to pass."

"In terms of riskrated subsidies, if you had a law which explicitly said that healthy people pay in and sick people get money, it would not have passed,". "You can't do it politically, you just literally cannot do it. It's not only transparent financing but also transparent spending."

If the Democrats lied about this what else did they lie about? I don't think people can trust them again.



Here is a Second Jonathan Gruber video calling Americans stupid

Saturday, November 8, 2014

Affordable Care Act or the Obamacare is Heading to a Large Number of Dropouts


Affordable Care Act or the Obamacare is Heading to a Large Number of Dropouts, Obamacare, no Obamacare, false

A survey from Bankrate shows that about 51% of people who enrolled in Obamacare last year using exchanges said that they would not enroll again on 2015. The reason is the prices for health plans are much higher and they can no longer afford it.

Reasons for this could be a lot people have work and they are already receiving health care benefits, old people that are now into Medicare, and many found out that the high deductibles and an average of 6% increase in premiums is just too high. The survey also shows that another reason for people to forego enrolling in 2015 is the bug ridden website.

The 2nd open enrollment season for the Obamacare will start on November 15, 2014, it will run for only 3 months about half the time as before. Officials are testing the site to ensure it can handle the demand. The biggest challenge now is getting people to sign up, which is why Health officials will change their pitch, last time they promoted it using the benefits of insurance. Now they are planning to focus more on the financial assistance available to consumers and the penalty for not having coverage. Those without insurance will be fined $325 per person or 2% of income, whichever is larger. This is like the big fat government is bullying and scaring people and force them Obamacare.


Monday, November 3, 2014

Cancer Patient Go Through with her Doctor Assisted Suicide

Cancer Patient, Brittany Maynard, death law, death with dignity law, assisted suicide


29 Year-old Brittany Maynard took her own life using Oregon’s death with dignity law. She ended her life Saturday by swallowing lethal drugs prepared by her doctors. She became the focus of public and media attention when she and her husband publicized that they transferred from Northern California to Portland, Oregon to exercise the Oregon law. She said that she planned to die on November 1.

Maynard ceased her suffering from a very painful brain cancer right on schedule, despite hinting at a possible delay in a video released last week.

Rest in Peace Brittany!


Friday, October 24, 2014

Middle Class Is Getting Poorer

Middle Class Is Getting Poorer, Middle Class, pay increase

The Middle Class has felt the brunt of the financial crisis, they are heavily taxed and don't have any handouts like the poor. While the 1% gets get even richer by squeezing the middle class with their overpriced products and services. People in the middle class are not rich, nor poor. They have income and some savings. Expert says that the middle class is gauged by having the median household income of $51,939 annually so it is safe to say that a family who is in between the 25th percentile and 75th percentile can be considered as middle class.

In 2013, the income of the median U.S. household was $51,900, it has not changed from 2012. If you adjust it for inflation it is 8% lower than in 2007, before the recession began. It has not increase since the recession ended in 2009.

If you can save 1/3 of your income after food, mortgage or rent, utilities, and grocery bills you can consider yourself a middle class.

The middle class has certainly changed, their purchasing power is decreasing, WallSt Cheat Sheet listed 7 items that the middle class can no longer afford.

1. Vacations - middle class can no longer afford to have a vacation, they would have to sacrifice something just to have it. Statistics shows that 54% of people gave up purchasing TVs or other electronics items just to go on a vacation.
2. New vehicles - with the high prices of new cars and trucks today the middle class simply cannot afford them.
3. Pay off debt - a lot of middle class workers are having difficulty paying off student loans, mortgages, car loan, and medical debts.
4. Emergency savings - emergency funds are put up as a safety net to protect our finances if we found ourselves out of work, medical expense, or other events that can leave you bankrupt. Most middle class today don't have 6 months emergency fund, and others have no emergency funds at all.
5. Retirement savings - Social Security is not enough to cover basic needs which is why this is really important to have a retirement fund however, middle class just can't afford to save  for retirement.
6. Medical care - According to Feeding America, 66% of US family had to choose between paying for foodstuff or to pay for medical care, while 31% say they have to make that choice each and every month.
7. Dental work - U.S. Department of Health and Human Service said that about 108 million individuals in the U.S. don't have dental coverage and even those who are covered are having trouble getting the care they need.

Friday, October 17, 2014

Health Worker From Texas Isolated on Cruise Ship Possible Ebola Case

Texas Health Presbyterian Hospital

A Texas Health Presbyterian Hospital health care worker who is involved in the handling of clinical specimens from now deceased Ebola-infected patient Thomas Eric Duncan is on a cruise ship in the Caribbean. The health care worker is now isolated and quarantined for monitoring for signs of Ebola according to the State Department.

The State Department added that the person has been self-monitoring and he has not yet develop a fever nor any other symptoms associated with Ebola.

The question is what is he doing on a Cruise ship? 




Friday, October 10, 2014

Obamacare Cancels Almost 20,000 Kansas Health Care Plans

Obamacare, ACA


Sen. Pat Roberts, R-Kan., released a video titled "AN INTERESTING QUESTION" were he exposed his opponent, independent Greg Orman. On the video it stated that 20,000 Kansans lost their insurance because of Obamacare (Affordable Care Act.)

On the video is shows Greg Orman shaking hands with people and one man ask him about Obamacare if he will support repealing it but Greg simply said "that’s an interesting question" and then ignores the man completely.

Walmart to remove health insurance for 30,000 Employees

Walmart, Walmart insurance, Obamacare

Walmart said that they will be cutting the health insurance coverage for their part-time workers like what other small businesses are doing. Walmart is the United States' largest private employer. This sad news will affect 30,000 employees of Walmart and is a result of increased healthcare costs because of the Affordable Care Act or Obamacare. This will be implemented on January 1, 2015, they will stop offering insurance to employees working less than 30 hours a week.

Sally Welborn, Wal-Mart’s senior vice president for global benefits said that "The cost of Obamacare were significant and led us to make some tough decisions."

The trend of companies cutting benefits to cut cost and save money is a concern, base on a survey from Towers Watson, 12% of companies are planning to bar healthcare coverage of spouses with similar aims to cut costs.

Francis DeYoung retired insurance professional and consultant with the Small Business Association said:
“There is such a big cost factor involved. When you are looking at a family plan and you have got to provide coverage for even 4 or 5 employees, it is a big number. There is so many uncertainties in the future and these businesses are scared to death.”

So are you still happy with your Obamacare?

Tuesday, September 30, 2014

Forbes: Bill Gates richest Person in the US

Bill Gates, richest person in the US, richest in the US, money

Bill Gates, Microsoft co-founder topped the Forbes "Richest People In America 2014" it is his 21st consecutive year in a row with a net worth of $81 billion.

According to Forbes it the 2014 list was another record year for American wealth, since the aggregate net worth of the richest 400 Americans reached $2.29 trillion, it has increased by $270 billion from last year.

This years minimum net worth to be included in the list is pretty high at $1.55 billion and because of this some 113 American billionaires failed to be listed.

Warren Buffett, CEO of Berkshire Hathaway got the number 2 spot on the 400 with accumulated wealth of $67 billion. Larry Ellison, CEO and founder of software firm Oracle is in number 3 with $50 billion net worth. The fourth spot was a tie between brother Charles and David Koch who both got $42 billion apiece.

Christy Walton widow of John Walton who is one of the sons of the founder of Walmart Sam Walton is on 6th spot with $38 billion. Her husband John died in a plane crash. Michael Bloomberg the former New York Mayor is on 8th with $35 billion net worth.

Facebook cofounder and CEO Mark Zuckerberg is raking in money he is now the 11th richest person in the U.S. and the biggest earner his money increased by $15 billion since last year to $34 billion.

Top 10 Richest People In America 2014 List

1. Bill Gates $81 billion
2. Warren Buffett $67 billion
3. Larry Ellison $50 billion
4. Charles Koch $42 billion
4. David Koch $42 billion
6. Christy Walton & family $38 billion
7. Jim Walton $36 billion
8. Michael Bloomberg $35 billion
9. Alice Walton $34.9 billion
10. S. Robson Walton $34.8 billion

Full List: http://www.forbes.com/forbes-400/

Wednesday, September 17, 2014

Wal-Mart spokesman David Tovar after the Company learned He lied about his Resume

Wal-Mart spokesman David Tovar, David Tovar lied, David Tovar liar

David Tovar will soon be the former Wal-Mart's vice president of corporate communications, last week he wrote a message "Farewell" with the message that he was leaving the company after 8 years of service and that he is a better person and better professional with the experience that he gain from the company, and he said that "I am leaving on good terms and Walmart has been very supportive. I am still here a few more weeks." But it turns out the reason he is leaving is because he lied about his resume. So kids remember this, it's not good lying specially about your resume. It will haunt you someday. Tovar lied about graduating from the University of Delaware in 1996.

In an interview with CNBC, he insist that it was a résumé error and it was discovered when he was under assessment that is a regular process when being promoted to senior vice president.

"As part of that process I was going through additional leadership assessment, including a battery of tests including questions about leadership, drug tests, background checks. In the background check my education was flagged—it was done by a third party company. They asked me about it, and I was 100 percent transparent."

"I got a job and never looked back. I really didn't think an art degree would matter in communications, which was the field I went into."

"Wal-Mart said they could not promote me based on what they found. I said that the more senior job is the one that what I wanted, so we agreed I would leave. I am leaving on good terms and Walmart has been very supportive. I am still here a few more weeks."