Monday, September 26, 2016

Hillary Clinton Lost 2016 Presidential Debate to Trump

debate, Donald Trump, Hillary clinton

debate, Donald Trump, Hillary clinton

Republican Donald Trump and Democrat Hillary Clinton engage each other at Hofstra University in New York for their first presidential debate that is hugely anticipated by the American people. The audience rivaled that of the Super Bowl about 100 million Americans watched the debate.
debate, Donald Trump, Hillary clinton
A CNN/ORC poll released Monday found Trump edging Clinton 42% to 41% in Colorado among likely voters in a four-way race. In Pennsylvania, the poll found Clinton in a virtual tie against Trump among likely voters at 45% to 44%. In Bloomberg national poll that is the most latest poll  Trump gets 43 percent to Clinton’s 41 percent when third-party candidates are included.

Donald Trump edged Clinton on economics, he busted Clinton in the economy and creating job accusing Hillary she's been in the government for 30 years without doing anything about it. Donald also accuse Bill Clinton, Hillary's husband for NAFTA that devastated the middle income sending jobs and industry to other countries like Mexico.

Clinton asked Donald to release his tax returns, Donald fired back that he will release after the audit or if Hillary release her deleted emails.

debate, Donald Trump, Hillary clinton
Hillary Clinton looks like she's wearing a mini earpiece

Saturday, September 24, 2016

Taxpayers To Pay $90 billion in the 1st Year Under Hillary Clinton's proposal

Obamacare, Hillary Clinton healthcare, Trumpcare

If Hillary Clinton is to win the presidency and if her proposal to provide families a tax credit to help them pay for premiums, deductibles and coinsurance analyst said the taxpayers have to shell out an additional $90 billion in the first year.

The democrat leaning Commonwealth Fund RAND Corporation published a report of the Hillary's health agenda on Friday along with it is Donald Trump's proposal to repeal the Affordable Care Act. President Barrack Obama's health-care law has been dogged with low enrollment and majority of the big insurers are dropping participation in the exchanges because of the cost that they are incurring. Experts argue that the markets are fundamentally unstable.

The analysis show that both proposals has negative and positives. Clinton's proposal will be able to expand coverage, but only by supporting the major insurance company with substantial and expensive new subsidies from tax money. Trump on the other hand don't have the same number of people who will be covered but it his plan will make it more affordable, by allowing full competition in this market. Also, no person should be required to buy insurance unless he or she wants to under Trump's plan.

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Wednesday, September 14, 2016

Car Insurance Sold at Dealerships are Overpriced and Substandard

car dealership, car insurance, vehicle insurance

A new study found that consumers shelled out $1.6 billion in insurance premiums and they have been duped into getting an expensive, poor value insurance products that provide them with little or no benefit, according to the Australian Securities and Investment Commission (ASIC).

They have reviewed the sale of add-on insurance purchased through car dealerships for the span of three years. Add-on insurance products are sold to consumers when they purchased a brand-new or used car at a dealership. It usually include tire and rim insurance, mechanical breakdown insurance and extended warranties.

Australian Securities and Investment Commission (ASIC) chairman Peter Kell said there are serious problems with the industry.

"There are serious problems in this market that need to be immediately and comprehensively addressed by insurers," he said. "ASIC will be undertaking further work, including potential enforcement action to ensure that this market delivers acceptable outcomes for consumers."

Car dealers like selling this type of insurance since they receive big commissions on it, with salesperson earning $602 million, this is more than four times what consumers received in claims. The report also said that consumers paid $1.6 billion in premiums and received only $144 million in successful claims.

Payment for this type of add-on insurance was usually packaged into the customer's car loan as a single upfront premium, which could significantly increase the cost of the vehicle by increasing the loan amount and interest paid.

Consumer Action Law Centre advise the car buyers to not be tricked into buying insurance in a car dealership and they should shop around and consider all the options first that are available in the market so that they can get a good deal rather than accepting what the car dealer has to offer.

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