Tuesday, October 30, 2012

Flood Insurance Policy

Storms, Hurricane, Sandy, Flood, insurance

Storms, Hurricane, Sandy, Flood, insurance

Storm and hurricanes happens, and flood damage can happen to anyone specially if you are located near coastlines. Most insurance compay offer flood insurance through National Flood Insurance Program (NFIP).

National Flood Insurance Program (NFIP) this program let property owners to purchase insurance protection from the government against losses from flooding. This insurance is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods.

If you live in certain areas with greater odds of flooding and have a mortgage, federal law may require you to have flood insurance. But even if you’re not required to have flood insurance your home and properties could still be at risk.

Flood Insurance Coverage:

Flood insurance covers the structure of your home and your personal property from flood damage.  However, regular water damage and flood damage can be separate, specific conditions when it comes to property insurance.

Most flood insurance policies require a 30-day waiting period before the coverage is effective. 

Impacted By Recent Storms?

If you need to report a claim from Geico or follow up on one you've already submitted, use online claims ( center or call anytime at 1-800-841-3000.

Visit Geico catastrophe center ( for other storm related information.

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